Home Deposit Ready 2025

 

Your path to homeownership starts here! 

Home Deposit Ready 2025 is designed for 21-35 year olds preparing for their first home
and parents eager to support their kids.

Learn practical strategies to save, plan, and navigate the home loan approval process. 

 Home Deposit Ready 2025 is in pre-launch

Join now and get a super discount off the normal price to get early access
before the course officially launches at the end of January 2025.

Right now, get early-access for just $48

ENROL NOW

Here's What You'll Get Inside the Course

Tips for Parents with Adult Kids

▶️ This module equips parents with practical strategies to support their adult children in achieving homeownership—without simply throwing money at the problem.

▶️ You'll discover how to guide your kids in building strong saving habits, mastering simple budgeting, and taking ownership of their financial journey.

Your Mindset

▶️ Transform the way you think about money with this empowering module.

▶️ Designed to help you build a healthy financial outlook, you'll learn how to shift from a spending mindset to a saving and investing mindset. 

▶️ We also touch on what is means to be 'Fake Rich'! 

The Effects of Debt

▶️ Understanding the impact of debt is crucial when planning to buy a home.

▶️ This module dives into how different types of debt—credit cards, personal loans, car finance, and more—can affect your borrowing power and overall financial profile.

▶️ You’ll learn strategies to manage, reduce, or eliminate debt and how to present your finances in the best light to potential lenders.

Credit Score Mystery and the Effects of Bad Credit

▶️ We’ll demystify how credit scores work, what factors influence them, and why they matter when applying for a home loan.

▶️ You'll also learn about the potential challenges posed by bad credit, how lenders view credit history, and actionable steps to repair and improve your score.

▶️ By the end of this module, you'll understand how to take control of your credit profile and make it a strong foundation for your home-buying journey.

How Much Deposit Do I Need?

▶️ Figuring out the right deposit amount is key to starting your home-buying journey.

▶️ This module breaks down how much you’ll need and explores alternative deposit options, such as utilizing a family guarantee, leveraging government assistance programs, or accessing creative funding solutions.

▶️ You’ll gain clarity on how different deposit sizes affect your borrowing power, loan terms, and overall costs

Benefits of Salary Sacrificing

▶️ Learn how this tax-effective strategy can help you boost your deposit faster by redirecting a portion of your pre-tax income toward savings or superannuation contributions.

▶️ We’ll cover the pros and cons of salary sacrificing, how it can improve your financial position when applying for a home loan, and the steps to implement it effectively. 

Financial Habits For a Home Deposit

▶️ Building a solid deposit starts with strong financial habits. In this module, you'll discover the key habits that successful homebuyers adopt to save efficiently and consistently.

▶️ From setting up automatic savings plans to tracking your spending and cutting unnecessary expenses, we’ll provide actionable steps to help you grow your deposit.

▶️ You’ll also learn how to stay disciplined, set realistic savings goals, and stay motivated throughout the process

Exploring Sources of Income

▶️ This module focuses on strategies to boost your income through both your career and secondary income sources.

▶️ You'll learn how to advance in your current career, negotiate raises, and explore new job opportunities that offer better pay.

▶️ In addition, we’ll explore practical ways to generate extra income through side jobs, freelance work, or other part-time ventures.

The Self Employed

▶️ We’ll cover essential tips on how to present your income, manage tax returns, and track business expenses to show lenders you're financially stable.

▶️ You’ll learn how to strengthen your loan application by preparing the right documentation, understanding the specific requirements for self-employed borrowers, and overcoming common hurdles.

First Home Buyer Grants and Benefits

▶️ You'll learn about the various grants, benefits, and concessions offered by governments and lenders to help you get into your first home sooner.

▶️ We’ll cover how to qualify for programs like First Home Owner Grants, stamp duty concessions, and deposit assistance schemes, as well as how to navigate the application process.

Rentvesting and Other Strategies

▶️ This module explores the concept of rentvesting—renting where you want to live while investing in property elsewhere.

▶️ We’ll dive into how this and other strategies can help you enter the property market sooner, allowing you to build wealth through investment while maintaining flexibility in your living situation.

The Home Loan Application Process

▶️ In this module, we’ll guide you through the exact steps of the home loan application process, from start to finish.

▶️ You’ll learn how to gather the necessary documents, complete your application, and navigate the approval process.  And access to a quick link application form.

Meet Your Guide

 My name is Christina Jamieson
 
I would describe myself as a practical, down-to-earth professional who is passionate about helping others by sharing my personal experiences.
 
With over 25 years of expertise, I have personally bought and sold more than 40 properties, gaining invaluable insight along the way.
 

I am the first to admit I have made mistakes when I started in property, but also recognise that in today’s market, there’s no room for error or procrastination.

With three children who are about to step into full-time careers and the world of homeownership, I truly understand the importance of setting them on the right path from the beginning. Waiting 5 or 10 years is simply not an option.

My vision is simple: to empower individuals with the knowledge and skills to navigate financial complexities, unlocking the doors to homeownership.  This is the inspiration for the course.

Frequently Asked Questions

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DISCLAIMER: The sales figures stated on this landing page and discussed in the Home Deposit Ready course are our personal sales figures and in some cases the sales figures of previous or existing clients. Please understand these results are not typical. We’re not implying you’ll duplicate them (or do anything for that matter). The average person who buys “how to” information gets little to no results. We’re using these references for example purposes only. Your results will vary and depend on many factors including but not limited to your background, experience, and work ethic. All business entails risk as well as consistent effort and action. If you’re not willing to accept that, please DO NOT PURCHASE The 30 Day Path to Homeownership Program.